Skip to content
Beyond™

Beyond™ Election Guide

What they promise, and what it costs.

Each party's main announcements in plain words, then every promise that came with a price, added up and set against the room in the Budget. The same test for every party.

The parties

In Parliament now, plus Opportunity, which qualified for the TVNZ multi-party debate. Ordered by their 2023 party vote.

National
Government
Led by Christopher Luxon. 2023: 38.08% and 48 seats. Polling now: 28.3%.

Ten commitments led by economic growth, no new taxes and compulsory KiwiSaver.

  • 21/06/2026Make KiwiSaver compulsory for all workers and enrol babies automatically.
  • 23/08/2026No new taxes, including no bed tax or bank tax.
  • 16/09/2026Split Foodstuffs into two companies to break the supermarket duopoly.
  • 06/10/2026$604 million more for Pharmac and free bowel, cervical and breast screening by 2029, paid for by cutting aid outside the Pacific.
  • 08/10/2026Cut $585 million from welfare spending and drug test beneficiaries.
  • 12/10/2026Focus on cutting debt and hold off on new tax cuts.
  • 13/10/2026First 100 days: lower student loan repayments for those living here, wider 5% deposits for first home buyers, paid parental leave from 26 to 30 weeks within three years.
  • 21/10/2026Replace NCEA, limit screen time for young pupils and keep the school phone ban.

Has ruled out working with Opportunity, including confidence and supply.

National's own website

Labour
Opposition
Led by Chris Hipkins. 2023: 26.92% and 34 seats. Polling now: 28.4%.

"Better Starts Now": cost of living, health and changing the government.

  • 10/06/2026Cap public transport fares at $20 a week in Auckland, Wellington and Christchurch, $10 elsewhere, from July 2027.
  • 23/08/2026Bring debt down to 20% of GDP and set up an independent Parliamentary Budget Office.
  • 20/09/2026Make Foodstuffs and Woolworths separate their retail and wholesale arms.
  • 27/09/2026Forgive 10% of eligible student loans, costed at $583.4 million over four years.
  • 01/10/2026A "fair go law" against surprise fees, hard to cancel subscriptions and unreasonable exit fees.
  • 04/10/2026Restore pay equity and pay 65,000 care and support workers, costed at $2.5 billion over four years.
  • 28/10/2026Ban "no-cause" evictions and strengthen tenancy rights.

Working with the Greens; NZ First has ruled out working with Labour.

Labour's own website

Green
Opposition
Led by Marama Davidson and Chlöe Swarbrick. 2023: 11.61% and 15 seats. Polling now: 14.9%.

"For All of Us": tax the wealthiest, mass electrification and basic rights to food, shelter and jobs.

  • 25/03/2026Build 40,000 social homes over five years and cap rent rises at 2% a year.
  • 21/06/2026Wealth, inheritance and higher company taxes, no income tax under $10,000 and a higher rate over $160,000.
  • 20/07/2026A Crown power company, Kiwipower, and zero interest loans for solar and batteries.
  • 06/09/2026A government owned supermarket chain, KiwiMart, made from 120 stores Foodstuffs and Woolworths would have to sell.
  • 03/10/2026Intercity passenger rail, costed at $4 billion.
  • 04/10/2026Free public transport for children, students, apprentices and Community Services Card holders, $2 fares for everyone else.
  • 23/10/2026Raise health spending by $3 billion a year each Budget, $30 billion over four Budgets.

Working with Labour.

Green's own website

ACT
Government
Led by David Seymour. 2023: 8.64% and 11 seats. Polling now: 10.6%.

Smaller government: cut spending, merge ministries and equal rights in law.

  • 19/02/2026Merge six population ministries, including Te Puni Kōkiri, into the Ministry for Culture and Heritage.
  • 26/07/2026Lift Pharmac's share of health spending to 13% by 2033.
  • 06/09/2026Drop the net zero target and repeal the Zero Carbon Act changes of 2019.
  • 15/09/2026Cap the minimum wage for three years and bring in a lower training wage for under 20s.
  • 04/10/2026Remove tax on KiwiSaver earnings.
  • 11/10/2026Raise the retirement age step by step and cut $653 million from disability benefits.
  • 26/10/2026Cut $22 billion of what it calls wasteful spending over four years.

ACT's own website

NZ First
Government
Led by Winston Peters. 2023: 6.09% and 8 seats. Polling now: 9.9%.

Cost of living, tighter immigration and against co-governance.

  • 22/03/2026Split up the four big power companies.
  • 17/05/2026Buy the Bank of New Zealand and merge it with Kiwibank into a Crown owned bank.
  • 02/08/2026A "Kiwi Kids Grant" of $5,000 a year for each of a family's first three children, for their first three years.
  • 11/09/202614 immigration policies, including a referendum on capping resident visas at 20,000.
  • 10/10/2026Lift Working for Families in-work tax credits to $70 for good.
  • 27/10/2026A $4 billion rail plan, including the new Interislander ferries and a permanent Te Huia service.

Has ruled out working with Labour.

NZ First's own website

Te Pāti Māori
Opposition
Led by Debbie Ngarewa-Packer and Rawiri Waititi. 2023: 3.08% and 6 seats. Polling now: 1.2%.

Tino rangatiratanga, constitutional change and a tax plan aimed at the top.

  • 26/08/2026A 48% tax rate over $300,000, a rebate under $30,000, a wealth tax and a vacant house tax.
  • 01/09/2026Make Waitangi Tribunal recommendations binding and set a 2040 target for constitutional change.
  • 16/09/2026A $1 billion fund for Māori and community owned renewable energy.
  • 21/09/2026$100 million seed funding for community supermarkets and a food tax credit.

Asks voters for their electorate vote, and their party vote for Labour or the Greens.

Te Pāti Māori's own website

Opportunity
Not in Parliament
Led by Qiulae Wong. 2023: 2.22% and 0 seats. Polling now: 6.5%.

Five non-negotiables: a ten year health plan, lobbying reform, a bottom trawling ban, tackling monopolies and climate.

  • 02/07/2026Stronger Commerce Commission powers and forgiving student loan interest to bring people home.
  • 16/08/2026Cap political donations and set up an anti-corruption agency.
  • 18/09/2026A methane emissions trading scheme and $5 billion for climate adaptation.

National has ruled out working with Opportunity.

Opportunity's own website

Sources: 2026 New Zealand general election (Wikipedia), citing party announcements and NZ media; policy.nz 2026. Checked 29/10/2026. A selection of each party's announcements, not every policy. For the full list compare them on policy.nz.

The promises with a price tag

Every promise we found with a dollar figure attached, as the party or an independent economist gave it. Savings show as a minus.

Costed promises added up, by party
New spending up, savings down, in the parties' own figures. Totals mix running costs over four years with one-off builds, so read them as a rough size, not a Budget.

Source: 2026 New Zealand general election (Wikipedia), citing party announcements and NZ media. Checked 29/10/2026.

PartyPromiseStated costA yearCosted byWhat it needs
NationalPharmac and free cancer screening boost$604myears not given–National
Budget money
NationalChristchurch Northern Motorway extension$800mone-off–National (Budget 2027)
Budget money
NationalLow-cost loans to farmers for water storage$300mone-off–National
Borrowing or loans
NationalWelfare spending cut-$585myears not given–National
Law change
LabourForgive 10% of eligible student loans$583.4mover 4 years$145.9mLabour
Budget moneyLaw change
LabourPay equity for 65,000 care and support workers$2.5bover 4 years$625mLabour
Budget moneyLaw change
LabourPublic transport fare caps (Labour's figure)$260mover 4 years$65mLabour: $65 million a year
Budget money
LabourPublic transport fare caps (economists' figure)$364m to $448mover 4 years$91mEconomists Sam Warburton and Brad Olsen: $91 to $112 million a year
Budget money
Labour1,000 more teacher aides$80mover 4 years$20mLabour
Budget money
LabourSocial housing, classrooms, hospitals and jobs$4bover 4 years$1bLabour
Budget money
LabourSport and recreation for young people$28mover 4 years$7mLabour: $7 million a year
Budget money
LabourMāori-led trades training fund$21myears not given–Labour
Budget money
GreenHealth spending lift$30bover 4 years$7.5bGreens
Budget money
GreenPay equity settlement for care and support workers$4.5byears not given–Greens (at least)
Budget moneyLaw change
GreenIntercity passenger rail$4bone-off–Greens
Budget money
GreenRemove Auckland Western Line level crossings$2.5b to $3.5bone-off–Greens
Budget money
GreenJobs plan, 284,000 jobs$6bover 4 years$1.5bGreens (nearly)
Budget money
GreenReverse public service cuts$3.2bover 4 years$792.5mGreens
Budget money
GreenMarae resilience trust$2.4bone-off–Greens
Budget moneyNew agency
GreenTe reo Māori initiatives$200myears not given–Greens
Budget money
ACTCut "wasteful" spending-$22bover 4 years-$5.5bACT
Law change
ACTReduce disability benefits-$653myears not given–ACT
Law change
ACTKeep GPs and attract overseas doctors$400mover 4 years$100mACT
Budget money
NZ First"Commonsense Express" rail plan$4bone-off–NZ First
Budget money
NZ FirstHelp rebuild Christchurch Cathedral$15mone-off–NZ First
Budget money
Te Pāti MāoriMāori and community renewable energy fund$1bone-off–Te Pāti Māori
Budget moneyNew agency
Te Pāti MāoriMatike Mai constitutional change fund$200myears not given–Te Pāti Māori
Budget money
Te Pāti MāoriCommunity supermarket seed funding$100mone-off–Te Pāti Māori
Budget money
Te Pāti MāoriTakatāpui Commission$200myears not given–Te Pāti Māori
Budget moneyNew agency
OpportunityClimate adaptation investment$5byears not given–Opportunity
Budget money

Sources: 2026 New Zealand general election (Wikipedia), citing party announcements and NZ media; Treasury, Pre-election Economic and Fiscal Update 2026 (29/09/2026). Checked 29/10/2026.

Beyond's maths

A year is the stated total divided by the years the party gave; we leave it blank for one-off builds and where no period was given. What it needs is our plain reading of the same three questions for every promise: does it need money in a Budget, a change to the law, or a new organisation to run it.

For scale: Treasury's forecasts assume each new Budget has $2.4b a year of new operating spending under the outgoing government's plan. A promise costing $2.4b a year would use all of it, unless it is paid for with a saving or a new tax. Large builds like rail are usually paid from the separate capital budget, mostly borrowed.

Big promises with no price yet

We could not find a cost for these from the party. If one is published we will add it.

  • National: Compulsory KiwiSaver and paid parental leave to 30 weeks
  • Labour: NZ Future Fund (details held until after the election)
  • NZ First: Kiwi Kids Grant of $5,000 a year per child
  • NZ First: Buying the Bank of New Zealand
  • Opportunity: Citizen's income replacing welfare and super
  • Green: KiwiMart, a government supermarket chain